Credit Repair Platform

Dealing with credit issues in today's society can be a lot worse than it may seem at first glance. I mean,  you've already got your mortgage and a great car so why do you need to worry about your credit?  Good question, I used to think the same way too. I had some issues with my credit after my business closed, I mean major issues. But since I wasn't looking for a credit card, mortgage or car loan I didn't worry too much about it. That is until I found out I was paying through the nose on my car insurance, not because I had tickets or a bad driving record but because my credit was bad! Who knew! I found out that you need to recognize that credit repair lead to more money in your pocket not just another credit card. If this is your first rodeo, you may not quite know which way to turn. It's actually pretty simple. You can't fix a problem until you face that problem head on and when it comes to repairing your credit you need to know just how bad off you are...

Here are some great tips on credit card consolidation to help you manage your debts more effectively. 1) Draw up a financial budget. Yes I know it is boring but you will never be able to get out of debt until you know exactly how much you earn and what you spend your money on. In order to get a true picture you need to keep a spending diary for a month.  Write down every cent that you spend.  This is the only way you will be able to find those holes in your spending that need to be plugged.  It will also highlight areas that you could cut back on in order to release money to pay towards reducing your debts. 2) You need to make a list of all of your creditors stating their name, your account number, the total amount you owe, the minimum monthly payment and the interest rate you currently pay.   3) Now you have your financial budget and the list of your debts, you can see how much extra a month you can afford to start paying to eliminate your debt.  Wh...